Financing

Why Choose our Financing?

See your options with a soft pull that won't impact your credit score

No equity or appraisal required for personal loans

0% promotional APR offers

Financing in 2-3 business days

Financing for all types of jobs

Credit scores as low as 550*

Instant results in 2 minutes or less

Loan requests up to $200,000*

Rates as low as 7.99%*

What credit score do you need to get a personal loan?

Excellent/Good

Loan Amounts: $500 - $200,000

APR starting from 7.99%

Affordable payment options, including 0% introductory APR credit cards


Easy approval, lenders will be happy to offer you a loan.

APPLY NOW

Fair

Loan Amounts: $500 - $35,000

APR starting from 10.05%


Lenders will usually evaluate your income and other factors.

APPLY NOW

Bad

Loan Amounts: $500 - $10,000

APR starting from 13.71%


Interest rates are usually very high if your loan is approved.

APPLY NOW

FAQs

  • How do I get started with L&G Contractor LLC??

    You can complete our form online within seconds. Once you submit your information to us, we'll immediately match you with your best options available based on your situation.

  • Is my information secure with L&G Contractor LLC?

    We take your privacy seriously and all of your information is safe and secure through a variety of different ways. One way is by using a SSL (Secure Sockets Layer) to establish an encrypted link so everything you provide to us remains private. You can review our privacy and security policy here.

  • What is the difference between a hard inquiry and a soft inquiry?

    Simply put, a soft inquiry is an inquiry that occurs when either you, a credit card company, or a lender checks your credit to pre-approve you to offer you credit. Soft inquiries do not appear on your credit report, nor do they impact your credit scores.


    A hard inquiry is an inquiry that occurs when you apply to a bank or lender so they can review your credit report as part of their decision-making process. A hard inquiry does show up on your credit report and will impact your credit score. This type of inquiry appears on your credit report for two years (24 months), however, it will only impact your credit score for the first year (12 months).

  • My question wasn't answered here. Can I contact L&G Contractor LLC directly?

    Yes, we love hearing from you. We strive to be your free online resource for life for all of your project financing needs.

  • How does Enhancify's process work?

    We've made our process quick and easy for you and your customers. Once you fill out our form online, we will contact you and help you to set up your co-branded page which will allow you to offer financing to your customers, and as a result, close more jobs. We will match your customers with lending options from our network of the best lenders offering unsecured loans based on their needs. Our proprietary technology will do all the work and match your customers to the best option based on their unique situation. The options we've identified are options we've determined to give the best chance of success. Your customers will be able to apply for one, two or all of the options and submit their information on the lender's website.

  • What is an unsecured loan?

    An unsecured loan, also referred to as a personal loan, is a loan that is based solely on the borrower's creditworthiness, rather than by any type of collateral. An unsecured loan can be used for almost any purpose, including home improvements, debt consolidation, wedding expenses, etc.

  • What is a secured loan?

    A secured loan is a loan that uses an asset, such as a car or home, as collateral. If you default on the loan, the bank/lender can repossess the car or home.

  • Does Enhancify have any credit requirements?

    No, our partner network is comprised of a variety of lenders or other solution providers, offering a range of rates and terms. Therefore, even those with low credit scores may still be able to qualify for a loan.


    The eligibility requirements vary for each lending partner, just as every applicant's financial situation is different and unique. Credit score is not the only factor evaluated when you apply for a new line of credit. Generally, lenders review an applicant's credit history, income and DTI ratio to determine their eligibility. All the decisions on whether you are eligible for the offer are made by the lender.

  • Does Enhancify offer services outside of the U.S.?

    No, unfortunately, at this time, we are only able to assist consumers who are residents outside of the United States.

Share by: